ພາບລວມເງິນກູ້ Jumbo
ຈຸດເດັ່ນຂອງເງິນກູ້ Jumbo
Elite Jumbo (5/6 ARM)
♦ຝາກເງິນດ້ວຍດອກເບ້ຍ. ເງິນຝາກຫຼາຍ, ອັດຕາຕ່ໍາ!
♦ເງິນຝາກແມ່ນສໍາລັບ CD 12 ເດືອນທີ່ມີດອກເບ້ຍ (ຕ້ອງຖືຢູ່ໃນບັນຊີທີ່ກໍານົດ AAA).
ດອກເບ້ຍແຕກຕ່າງກັນໄປຕາມວັນທີເປີດ.
♦ ເງິນຝາກຕໍາ່ສຸດທີ່ແມ່ນ20%ຂອງຈໍານວນເງິນກູ້ຢືມ.ຝາກເງິນດ້ວຍດອກເບ້ຍ.
Doc Jumbo ເຕັມ (ລາຄາຫຼັກ 30 ປີຄົງທີ່/ Prime 10/6 ARM)
♦ ສູງສຸດ. LTV 80% ສໍາລັບການຊື້; ສູງສຸດ. LTV 70% ສໍາລັບ C/O;
♦ຕ່ຳສຸດ ສະຫງວນ 12 ເດືອນກ່ຽວກັບ PITIA;
ຄລິກທີ່ນີ້ເພື່ອໃຫ້ໄດ້ຮັບຂອບເຂດຈໍາກັດ LTV & FICO ແລະລາຍລະອຽດເພີ່ມເຕີມກ່ຽວກັບ Matrix.
Jumbo Flyer
ຂ່າວແລະວິດີໂອ
ເງິນກູ້ Elite Jumbo: ບ່ອນທີ່ຟຸ່ມເຟືອຍຕອບສະຫນອງລາຄາບໍ່ແພງ
ການທ່ອງໄປຫາເງິນກູ້ Doc Jumbo ເຕັມ: ຄູ່ມືໂລກທີ່ແທ້ຈິງສໍາລັບຜູ້ຊື້ທີ່ມີຄະແນນ FICO ຕໍ່າ➡ວິດີໂອ
ການເພີ່ມການລົງທຶນອະສັງຫາລິມະຊັບດ້ວຍເງິນກູ້ Doc Jumbo ເຕັມ: ຈຸດເດັ່ນຂອງຄອນໂດທີ່ບໍ່ເປັນອົງການ 30 ປີຄົງທີ່ ແລະ ບໍ່ມີໃບຮັບປະກັນ➡ວິດີໂອ
ການຊອກຫາເງິນກູ້ Doc Jumbo ເຕັມ: ບົດບາດສໍາຄັນຂອງການຄຸ້ມຄອງການຊໍາລະໜີ້ຊ້າ.➡ວິດີໂອ
ເງິນກູ້ Jumbo ແມ່ນຫຍັງ?
ເງິນກູ້ jumbo ແມ່ນປະເພດການເງິນທີ່ເກີນຂອບເຂດທີ່ກຳນົດໄວ້ໂດຍອົງການການເງິນທີ່ຢູ່ອາໄສຂອງລັດຖະບານກາງ ແລະ ບໍ່ສາມາດຊື້, ຮັບປະກັນ ຫຼື ຮັບປະກັນໂດຍ Fannie Mae ຫຼື Freddie Mac. ເຈົ້າຂອງເຮືອນຕ້ອງໄດ້ຮັບຄວາມຕ້ອງການສິນເຊື່ອທີ່ເຂັ້ມງວດກວ່າຜູ້ທີ່ຂໍເງິນກູ້ແບບດັ້ງເດີມ. ເງິນກູ້ Jumbo ອະນຸຍາດໃຫ້ທ່ານຊື້ຊັບສິນລາຄາແພງ. ການກູ້ຢືມ jumbo ບໍ່ໄດ້ຮັບການສະຫນັບສະຫນູນໂດຍ Fannie Mae ຫຼື Freddie Mac.
ໃນປີ 2024, FHFA ປັບປຸງຂອບເຂດການກູ້ຢືມສໍາລັບທຸກປະເພດເງິນກູ້, ໂດຍສະເພາະແມ່ນເງິນກູ້ Jumbo. ກະລຸນາເບິ່ງລຸ່ມນີ້ຂອບເຂດຈໍາກັດການກູ້ຢືມເງິນ 2024 ໃນລັດ California.
ຂີດຈຳກັດເງິນກູ້ໃນປີ 2024 ໃນເຂດຄາລິຟໍເນຍ
| ຄາວຕີ້ | 1- ຈຳກັດໜ່ວຍ | 2-ຈຳກັດຫົວໜ່ວຍ | 3-ຈຳກັດຫົວໜ່ວຍ | 4-ຈຳກັດຫົວໜ່ວຍ |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ບັກເຕ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ຄາລາວາຣາສ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ໂຄລູຊາ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| ພາກເໜືອ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ທອງ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ເຈົ້າ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ເຄນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ກະສັດ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ທະເລສາບ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ປ່ອຍໃຫ້ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ໄມ້ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ມາຣິນ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ແມນໂດຊິໂນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ມອນເຕເຣ | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| ນາປາ | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| ເນວາດາ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ສີສົ້ມ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ສະຖານທີ່ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ຂົນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ແມ່ນ້ຳຂອງ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ຊານ ເບເນດິກ | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| ຊານ ເບີນາດີໂນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ຊານ ດິເອໂກ | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| ຊານ ຟຣານຊິສໂກ | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| ຊານ ໂຈອາກວິນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| San LUIS ObISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| ຊານ ມັດທາຍ | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| ຊານຕາ ບາບາຣາ | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| ຊານຕາ ຄລາຣາ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ສັກສິດຂ້າມ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ຊາສະຕາ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ເຊີຣາ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ໂຊລາໂນ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ໂຊໂນມາ | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| ສະແຕນນິລອສ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ໄອທີ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ໄຕຣນິທິ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ຢູບາ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
